How J&G Credit Recreations Assists Individuals to Gain Financial Stability Through Credit and Homeownership
Homeownership is the key to generating wealth, but in todayтАЩs time, the way the financial system has evolved one can not purchase a home without having good credit. Infact, itтАЩs pretty hard to live in todayтАЩs society with bad credit. J&G Credit Recreations, a local Mississippi credit repair company was created to help families overcome financial hardship and create generation wealth through affordable credit repair services that aids in helping first time homeowners. The companyтАЩs owner Jakneceya Womack believes that the best stability that parents can leave their children are assets and credit education. By teaching families the importance of credit and homeownership Jakneceya hopes to break the homeownership gap between African Americans and Whites, she now helps individuals in a multitude of ways.
The 22 year old African American Woman, Wife, Author and owner of J&G Credit Recreations has assisted over 500 families overcome financial struggles and become first time homebuyers. The companyтАЩs mission is тАЬ Recreate the Future by repairing the Past. She shares that тАЬOver 80 percent of credit reports contain inaccurate informationтАЭ. J&G Credit RecreationsтАЩ ensures that all its clients have accurate report credit files as FCRA law requires.
Growing up, Credit was not a common topic. It wasnтАЩt taught in black communities nor was taught in black schools. It wasnтАЩt until Jakneceya tried to purchase her first car at the age of 20 with a 419 credit score that she learned how important credit truly was. The feeling of being denied was something she never wanted to experience again. тАЬHow can you be ashamed of something that was never taught or enforced, тАЬ said Jakneceya. Now had I not fixed the problem once I learned that it was truly a problem then I could see a reason to be ashamed. Through tons of research on fixing credit, Jakneceya was able to take her scores from 419 to 704 within a six months time period.
Jakneceya began helping people who were close to her. With the influence of social media, it was then that she learned how not being taught about credit within the black community was a major issue. Jakneceya began making a name for herself by helping others just like her who were once financially illiterate to understand the importance of credit.
She has authored a book, A Bougie Girl Must Have тАЬThe Guide To Excellent CreditтАЬ to share details about credit score and how it can impact in anyoneтАЩs life. To know more about credit repair anyone can visit jgcreditrecreations.com or their Instagram handle @jgcredit to directly get in touch with them.
As the financial industry continues to evolve it is clear that it will require initiative and hard work from those who wish to stay on top. One thing is for sure, however the space changes, it is certain that Jakneceya Womack will be there, leading the charge.
